Our Services

Get 15% Discount on your First Order

HSA 405 Strayer University Health & Medical Question Nursing Assignment Help

September 1, 2023

Week 5 Assignment – Health Insurance

Overview

Explore policies and regulations related to health insurance and examine different factors that impact patient access. In this assignment, you will explore health insurance, how it works, and the challenges in accessing healthcare to communicate the benefits of coverage to patients and families.

Instructions

Write a 2–3 page paper in which you:

Analyze the benefits of health insurance on access to care, including two examples of the benefits of having insurance.

Evaluate barriers to accessing healthcare, including two examples of barriers and recommendations for their removal.

Summarize the Affordable Care Act including two provisions that affect patient care.
In addition to the textbook, provide two sources to support your writing. Choose sources that are credible, relevant, and valid. Cite each source listed on your source page at least one time within your assignment. For help with research, writing, and citation, access the library or review library guides.
This course requires the use of Strayer Writing Standards. For assistance and information, please refer to the Strayer Writing Standards link in the left-hand menu of your course. Check with your professor for any additional instructions.
The specific course learning outcome associated with this assignment is:

Analyze initiatives and challenges associated with accessing health care.

Expert Solution Preview

Introduction:
Health insurance plays a crucial role in ensuring access to healthcare for individuals and families. It provides financial protection and allows patients to seek the necessary medical services without the burden of high costs. However, there are also barriers that can impede access to healthcare, preventing individuals from receiving the care they need. In this paper, we will explore the benefits of health insurance on access to care, analyze barriers to accessing healthcare, and summarize two provisions of the Affordable Care Act that affect patient care.

Answer to the first question:
The benefits of health insurance on access to care are significant. Firstly, having health insurance ensures that individuals have financial protection in the event of a medical emergency or the need for regular healthcare services. Without insurance, the cost of medical procedures, medication, and hospital stays can be prohibitively expensive, leading to potential financial hardship. Secondly, health insurance provides individuals with a network of healthcare providers who have been pre-screened by the insurance company. This network ensures that patients have access to high-quality care from trusted professionals. For example, insurance plans often include coverage for preventative care services, such as vaccinations and screenings, which can help individuals maintain their health and prevent the development of more serious conditions.

Answer to the second question:
Barriers to accessing healthcare can vary and pose significant challenges for individuals without insurance. One example of a barrier is the lack of affordability. Many individuals, particularly those with low incomes, may struggle to afford health insurance premiums. As a result, they may choose to forgo coverage altogether, making it difficult for them to access needed medical services. Another barrier is the limited availability of healthcare providers in certain areas, particularly in rural or low-income communities. Without access to a nearby healthcare facility, individuals may face challenges in seeking timely and appropriate care. To remove these barriers, policymakers and healthcare organizations should consider implementing measures such as expanding Medicaid coverage for low-income individuals to ensure affordability and incentivizing healthcare providers to work in underserved areas.

Answer to the third question:
The Affordable Care Act (ACA) is a comprehensive healthcare reform law enacted in 2010. Two provisions of the ACA that affect patient care include the prohibition of insurance companies from denying coverage based on pre-existing conditions and the establishment of health insurance marketplaces. The provision that prohibits insurance companies from denying coverage based on pre-existing conditions ensures that individuals with ongoing medical conditions can still obtain insurance coverage. This provision has significantly expanded access to insurance for individuals who were previously denied coverage due to their health status. The establishment of health insurance marketplaces, also known as exchanges, provides individuals and small businesses with a platform to compare and purchase health insurance plans. This marketplace offers increased transparency and choice, enabling patients to select the best plan that meets their healthcare needs and budget.

In conclusion, health insurance has a profound impact on access to care by providing financial protection and access to a network of healthcare providers. However, barriers such as affordability and limited availability of healthcare providers can hinder access to care. The Affordable Care Act has brought significant changes to the healthcare system, including provisions that ensure coverage for individuals with pre-existing conditions and the establishment of insurance marketplaces. These provisions aim to improve patient access to care and promote a more equitable healthcare system.

Health, HSA, Medical, nursing, question, Strayer, University

Share This Post

Order a Similar Paper and get 15% Discount on your First Order

Related Questions

Midterm paper 2

Double space is acceptable Midterm II Questions (Due May 20, 2019 at 11:59 PM) Directions: Answer ONE of the questions in a 7-10 page essay, using proper essay structure and technique (identifiable thesis statement, concrete examples, etc.). You MUST cite at least 3 different sources in compiling your answer (lecture

Part 1 Fully define (1) Hazard Vulnerability Analysis and

Part 1 Fully define (1) Hazard Vulnerability Analysis and (2) Emergency Operations Planning. What purpose does each serve within Emergency Management? What are the key elements of both tools? Paper should be a minimum of 400 words. Part 2 Explain the four phases of Emergency Management. Which do you believe to

Compare and contrast your peer’s personality trait to that

Compare and contrast your peer’s personality trait to that of your own. How are they similar? How are they different? Given the trait they chose, their choice of P.R.I.C.E. element, and their selected soft skills, comment on their plan to sell that personality trait. Describe your thoughts on their plan.

Saudi Electronic University Cost Effectiveness of The

An effective policy is one that achieves a specific outcome in terms of the impact that it has on an organization. Healthcare organizations need to understanding the importance of a policy with regard to setting the internal and external direction of the organization. This can only be done by measuring

WU Detail and Dynamic Complexity Discussion

Are you overwhelmed by complexity? If so, you are not alone. Peter Senge notes that people are now able to “create far more information that anyone can absorb,” and he continues to say that the “scale of complexity is without precedent” (2006, p. 69). This “detail” complexity can make managing

Identify the APN you interviewed and summarize the

Identify the APN you interviewed and summarize the interview, which may include (if not in the interview, please address): Describe the organization and setting, population, and colleagues where your interviewee works. Examine regulatory and legal requirements for the state in which you plan to practice/work (and that your interviewee resides,

https://stacks.cdc.gov/view/cdc/59876

The Public Health System [WLO: 1] [CLOs: 1, 2, 3, 4] This week’s discussion is on the role of the public health system within the greater view of the U.S. health care system. Prior to beginning work on this discussion forum, please review the United States Public Health 101Links to an

By the end of Unit 3, you will have logged into VMock to

By the end of Unit 3, you will have logged into VMock to first practice a job interview, then you will record and submit the PD 202 – Interview Assignment for Unit 6, also in VMock. Feel free to practice using the software by completing the Elevator Pitch as much

Health & Medical Capital Budgeting at Cleveland Clinic

Respond to each of the following prompts or questions: Using the information provided in the Los Reyes Hospital case study from Module Three, what capital expenditures may the selected departments need to budget? Considering the organization you selected, what is a capital expenditure that may be needed that would result

In Topic 1 of Unit 3, you learned of three (3) ways you can

In Topic 1 of Unit 3, you learned of three (3) ways you can convince the hiring authority to buy what you have to offer. Yourself and your personality Your abilities and your credentials Your potential worth to the company For this discussion, reflect on how you can use yourself

After presenting your capstone Power Point on CAUTI write a

After presenting your capstone Power Point on CAUTI write a 250-350 word summary of the presentation. Include a description of the feedback and questions from your audience after your presentation, and how this interprofessional collaboration and experience will affect your professional practice in the future solid academic writing is expected,

HIM2588 Data Steward Presentation

Imagine that you are a Data Steward and your employer has asked you to teach others in the organization about your role and responsibilities. Prepare a PowerPoint slideshow that describes the role and various responsibilities of a Data Steward. Your presentation should be a minimum of 8 slides (including a

MSN Maternal and Child Health Essay

Health Policy Briefs provide succinct overviews of health policy topics. The intended audience is policymakers, journalists, and others concerned about improving health care in the United States. The briefs explore arguments made on various sides of a policy proposal. They provide guidance on available research behind each perspective. Health policy

Compare and Contrast Definition of Health from Public

Read chapter 1, 2 & 6 of the class textbook and review the attached PowerPoint presentations once done answer the following questions. 1. Compare and contrast definitions of health from a public health nursing perspective. 2. Explain the difference between public/community health nursing practice and community-based nursing practice. 3. Discuss

Health from A Public Health Nursing Perspective Discussion

I need to get done assignment for the subject of health care

I need to get done assignment for the subject of health care analytics and course is Health care managment. Instructions on format and content outline are mentioned in the pdf which is attached below. Content outline needs to be followed properly Word limit: maximum 3000 words Citation style: APA I

FIU Ambiguity and Doubts About Managing ASD Reflection

Autism Spectrum Disorder, Intellectual Disabilities, and Childhood-Onset Schizophrenia After studying Module 5: Lecture Materials & Resources, discuss the following: Reflect on your experience creating a treatment plan for a toddler, school-aged child, or adolescent with autism or an intellectual disability. Describe the clinical situation in detail. (Who was it, when

This assignment requires you to conduct the Strengths (S),

This assignment requires you to conduct the Strengths (S), Weaknesses (W), Opportunities (O), and Threats (T) SWOT Analysis. As the planner for your health organization (selected by you), you will need to prepare a 3-page document addressing your organization’s internal and external environment to include, but not limited to, forces/trends,

EN